Managing Treatment Cost

Ways to manage the cost of your treatment

Sometimes life circumstances can lead to tight financial resources and difficulty paying bills. If you have concerns or are having difficulty paying for your treatment please speak with our office manager or your clinician about options that may be available to you. There are several methods that may assist you in managing and/or reducing the cost of your mental health treatment. The following section includes solutions that may be available to you as well as recommendations to help you reduce your out-of-pocket expenses.

Financial Assistance & Management Options:

Financial assistance/sliding fee scale

  • 2 forms of financial assistance
    • Resource based – Is available to any client needing this payment options at any time upon request
    • Income-based (based on federal poverty guidelines) – Recommended for individuals/families who fall within the federal poverty guidelines/have low income.

Timing of sessions

  • Paying by the minute
    • Reduced time of session as opposed to the standard 45-minute session. The cost of paying by the minute is: $2.67. Please note that reduced session length may lead to slower treatment results as there is less time for in-session progress to occur.
  • Frequency of sessions:
    • Sessions may be reduced to every other week, as opposed to the standard weekly sessions- as long as this schedule is not counter-indicated for your treatment.

Payment plans

  • Tandem Mental Health is happy to work with you to set up a payment plan to make the cost of your treatment more manageable. Please note that balances that remain for over 30 days will be charged an interest rate of 5%.
  • Payment plans require a credit card or bank account number to be kept on file and a plan to be set up that includes automatically debting an agreed upon amount on a specific date(s) as determined by the patient.
  • Clients who choose to utilize a payment plan will be expected to pay a co-payment of $20 (which will be deducted from the total cost of the service) at the time the service is delivered.

Flexible spending and health savings accounts

  • If you have access to a flexible spending account (FSA) (typically offered as part of a benefit package through employers) or a health savings account (HSA) we strongly recommend you consider using these benefits to cover the cost of your treatment. These accounts typically allow you to deduct a specified amount of money out of your paychecks prior to taxes being deducted to cover the cost of health (including mental health) related expenses. This will allow you to save the amount of money you typically would pay to taxes which means you pay less money out-of-pocket.